Summary of payment method capabilities

2023-08-07 09:42

For acquiring information, payment method types, and supported capabilities of payment methods, see the following table:

Payment method

Acquirer

Acquiring region

Payment method Type

Card brand

Consumer country/region

Fund deducted

Supported currency

Cashier payment

Auto Debit

Refund

Partial refund

Chargeback

Installment

Minimum payment amount

Maximum payment amount

Refund period

EPS

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Austria

Real-time

EUR

✔️

❌

✔️

❌

N/A

1 EUR

Unlimited

365 days

Bancontact

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Belgium

Real-time

EUR

✔️

❌

✔️

❌

N/A

1 EUR

Unlimited

365 days

Brazilian cards

AlipaySG,

AlipayBR

SG, AU, HK, BR

Card

Visa，Mastercard，Amex，Elo，Hipercard，Diners

Brazil

Real-time

BRL

✔️

❌

✔️

0.01 BRL

40000 BRL

180 days

Pix

AlipaySG, AlipayBR

SG, AU, HK, BR

Bank transfer

N/A

Brazil

Real-time

BRL

✔️

❌

✔️

N/A

0.01 BRL

40,000 BRL

90 days

Mercado Pago

AlipaySG

SG, AU, HK

Checkout

N/A

Brazil, Peru, Chile, Mexico

Real-time

BRL, PEN, CLP, MXN

✔️

❌

✔️

N/A

10 CLP，1 PEN，5 BRL，5 MXN

70,000,000 CLP，30,000 PEN，60,000 BRL，200,000 MXN

180 days

Chilean cards

AlipaySG

SG, AU, HK

Card

Visa, Mastercard, Amex, Diners, CMR, Magna

Chile

Real-time

CLP

✔️

❌

✔️

❌

10 CLP

7,000,000 CLP

180 days

Alipay

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

China

Real-time

CNY

✔️

❌

N/A

0.1 CNY

Unlimited

365 days

Alipay

Alipay CN

Alipay+ payment method

N/A

China

Real-time

CNY

✔️

❌

✔️

❌

N/A

0.1 CNY

Unlimited

18 months

Giropay

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Germany

Real-time

EUR

✔️

❌

✔️

❌

N/A

1 EUR

Unlimited

365 days

Sofort

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Germany

Real-time

EUR

✔️

❌

✔️

❌

N/A

1 EUR

Unlimited

365 days

Mastercard

2C2P HK

Card

Mastercard

Global

Real-time

HKD, USD, GBP, EUR, JPY, SGD, MOP

✔️

❌

✔️

❌

The smallest payment amount of the acquiring currency

499,999 USD or equal amounts

365 days

Mastercard

2C2P SG

Card

Mastercard

Global

Real-time

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND

✔️

❌

✔️

❌

The smallest payment amount of the acquiring currency

499,999 USD or equal amounts

365 days

Visa

2C2P HK

Card

Visa

Global

Real-time

HKD, USD, GBP, EUR, JPY, SGD, MOP

✔️

❌

✔️

❌

The smallest payment amount of the acquiring currency

499,999 USD or equal amounts

365 days

Visa

2C2P SG

Card

Visa

Global

Real-time

AUD, CAD, CHF, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MOP, MYR, NZD, PHP, SGD, THB, TWD, USD, VND

✔️

❌

✔️

❌

The smallest payment amount of the acquiring currency

499,999 USD or equal amounts

365 days

AlipayHK

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Hong Kong, China

Real-time

HKD

✔️

❌

N/A

0.01 HKD per transaction

50,000 HKD per transaction; 200,000 HKD per year

365 days

Akulaku

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Indonesia

Real-time

IDR

✔️

❌

✔️

❌

N/A

1 IDR, 1,000 PHP

25,000,000 IDR, 50,000 PHP

365 days

Indonesia ATM

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

100M IDR

N/A

BNI

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

Bank transfer: 100M IDR
Online banking: depends on the limit set by users

N/A

BRANKAS

AlipaySG

SG, AU, HK

Online banking

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

200M IDR

N/A

BSI

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

100M IDR

N/A

CIMB Niaga

AlipaySG

SG, AU, HK

Online banking, Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

100M IDR

N/A

DANA

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

300 IDR

10,000,000 IDR per transaction; 20,000,000 IDR per day

365 days

Gopay

AlipaySG

SG, AU, HK

Wallet

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

1 IDR

2,000,000 IDR for non-KYC users; 20,000,000 IDR for KYC users

N/A

Mandiri

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

Bank transfer: 100M IDR
Online banking: depends on the limit set by users

N/A

Maybank

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000 IDR

100M IDR

N/A

LinkAja

AlipaySG

SG, AU, HK

Wallet

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

1 IDR

2,000,000 IDR for non-KYC user; 20,000,000 IDR for KYC users

N/A

OVO

AlipaySG

SG, AU, HK

Wallet

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

1 IDR

2,000,000 IDR for non-KYC user; 20,000,000 IDR for KYC users

N/A

Permata

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

N/A

10,000.00 IDR

100,000,000.00 IDR

N/A

Qris

AlipaySG

SG, AU, HK

Bank transfer

N/A

Indonesia

Real-time

IDR

✔️

❌

✔️

❌

N/A

1 IDR

20,000,000 IDR

7 days

BANCOMAT Pay

AlipaySG

SG, AU, HK

Online banking

N/A

Italy

Real-time

EUR

✔️

❌

✔️

❌

N/A

0.01 EUR

Unlimited

365 days

Konbini

Alipay EU

Over the counter

N/A

Japan

Real-time

JPY

✔️

❌

N/A

1 JPY

300,000 JPY

N/A

Pay-easy

Alipay SG Alipay EU

SG, AU, HK, EU

Checkout, Online banking

N/A

Japan

Real-time

JPY

✔️

❌

N/A

1 JPY

Pay-easy ATM: 100,000 JPY
Pay-easy Online Banking: 1,000,000 JPY

N/A

PayPay

Hundsun

Wallet

N/A

Japan

Real-time

JPY

✔️

❌

✔️

❌

N/A

1 JPY

Non-KYC compliant: 20,000 JPY per day, 50,000 JPY per month; KYC-compliant: 500,000 JPY per day, 2,000,000 JPY per month

90 days

Boost

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Malaysia

Real-time

MYR

✔️

❌

N/A

0.05 MYR

5,000 MYR per month

365 days

FPX

AlipaySG

SG, AU, HK

Online banking

N/A

Malaysia

Real-time

MYR

✔️

❌

✔️

❌

N/A

0.01 MYR

30,000 MYR

365 days

Touch 'n Go

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Malaysia

Real-time

MYR

✔️

❌

N/A

0.05 MYR

20,000 MYR per transaction;
25,000 MYR per month;
300,000 MYR per year

365 days

Mexican cards

AlipaySG

SG, AU, HK

Card

Visa, Mastercard, Amex

Mexico

Real-time

MXN

✔️

❌

✔️

❌

5 MXN

200,000 MXN

180 days

iDEAL

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Netherlands

Real-time

EUR

✔️

❌

✔️

❌

N/A

0.01 EUR

Unlimited

365 days

Peruvian cards

AlipaySG

SG, AU, HK

Card

Visa, Mastercard, Amex

Peru

Real-time

PEN

✔️

❌

✔️

❌

1 PEN

30,000 PEN

180 days

Akulaku PayLater PH

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Philippines

Real-time

PHP

✔️

❌

✔️

❌

N/A

1 PHP

99,999,999,900 PHP

365 days

BillEase

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Philippines

Real-time

PHP

✔️

❌

✔️

❌

N/A

Buy Now Pay Later: 50 PHP
Installment payment: 50 PHP

Buy Now Pay Later: 50,000 PHP
Installment payment: 100,000 PHP

365 days

BPI

Alipay SG Alipay EU

SG, AU, HK, EU

Alipay+ payment method

N/A

Philippines

Real-time

PHP

✔️

❌

✔️

❌

N/A

Unlimited

50,000 PHP per day

365 days

GCash

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Philippines

Real-time

PHP

✔️

❌

N/A

1 PHP

100,000 PHP per day

365 days

Maya

AlipaySG

SG, AU, HK

Alipay+ payment method

N/A

Philippines

Real-time

PHP

✔️

❌

✔️

❌

N/A

1 PHP

100,000 PHP

365 days

UnionBank

AlipaySG

SG, AU, HK

Online banking

N/A

Philippines

Real-time

PHP

✔️

❌

✔️

❌

N/A

1 PHP

Depends on the limit set by users

365 days

BLIK

Alipay SG Alipay EU

SG, AU, HK, EU

Bank transfer

N/A

Poland

Real-time

PLN

✔️

❌

✔️

❌

N/A

0.01 PLN

10,000 PLN

365 days

PayU

AlipaySG

SG, AU, HK

Online banking

N/A

Poland

Real-time

PLN

✔️

❌

✔️

❌

N/A

0.1 PLN

Unlimited

365 days

Przelewy24

Alipay SG Alipay EU

SG, AU, HK, EU

Online banking

N/A

Poland

Real-time

PLN

✔️

❌

✔️

❌

N/A

0.01 PLN

Unlimited

365 days

Paynow

AlipaySG

SG, AU, HK

Bank transfer

N/A

Singapore

Real-time

SGD

✔️

❌

✔️

❌

N/A

0.01 SGD

200,000 SGD

180 days

GrabPay

AlipaySG

SG, AU, HK

Wallet

N/A

Singapore, Malaysia, and Philippines

Real-time

MYR, SGD, PHP

✔️

❌

✔️

❌

N/A

0.01 MYR, 0.01 SGD, 10 PHP

1,500 MYR, 5,000 SGD, 50,000 PHP (Auto Debit: 25,000 PHP)

365 days

KakaoPay

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

South Korea

Real-time

KRW

✔️

❌

N/A

50 KRW

2,000,000 KRW

365 days

NAVER Pay

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

South Korea

Real-time

KRW

✔️

❌

N/A

100 KRW

For high-risk merchants: 2,000,000 KRW per day, 500,000 KRW per transaction

365 days

Toss Pay

AlipaySG

SG, AU, HK

Alipay+ payment method

N/A

South Korea

Real-time

KRW

✔️

❌

N/A

100 KRW

2,000,000 KRW

365 days

Konbini

AlipaySG

SG, AU, HK

OTC

N/A

Japan

Real-time

JPY

✔️

❌

N/A

1 JPY

300,000 JPY

N/A

Kredivo

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Indonesia

Real-time

IDR

✔️

❌

✔️

❌

N/A

Buy now pay later: 1 IDR
Installment payment: 500,000 IDR

Buy now pay later: 3,500,000 IDR
Installment payment: 30,000,000 IDR

N/A

South Korean cards

AlipaySG

SG, AU, HK

Card

Kookmin, BC, Nonghyup, Shinhan, Samsung, Lotte, Hyundai, Hana

South Korea

Real-time

KRW

✔️

❌

✔️

❌

100 KRW

N/A

365 days

Bangkok Bank

AlipaySG

SG, AU, HK

Online banking, Bank transfer, Mobile banking app

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB per transaction

2M THB per transaction and per day

N/A

Bank of Ayudhya

AlipaySG

SG, AU, HK

Online banking, Bank transfer, Mobile banking app

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB

2M THB（ATM 0.5M）

N/A

Dolfin

AlipaySG

SG, AU, HK

Wallet

N/A

Thailand

Real-time

THB

✔️

❌

✔️

❌

N/A

1 THB

100,000 THB

365 days

Government Savings Bank

AlipaySG

SG, AU, HK

Bank transfer

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB

2M THB （ATM 0.5M）

N/A

Kasikorn Bank

AlipaySG

SG, AU, HK

Online banking, Bank transfer

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB

5M THB

N/A

KrungThai Bank

AlipaySG

SG, AU, HK

Online banking, Bank transfer, Mobile banking app

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB

2M THB (ATM 0.5M)

N/A

PromptPay

AlipaySG

SG, AU, HK

Bank transfer

N/A

Thailand

Real-time

THB

✔️

❌

N/A

0.01 THB

9,999,999,999.99 THB

N/A

Rabbit LINE Pay

Alipay SG Alipay EU

SG, AU, HK, EU

Alipay+ payment method

N/A

Thailand

Real-time

THB

✔️

❌

N/A

0.01 THB

50,000 THB

365 days

Siam Commerical Bank

AlipaySG

SG, AU, HK

Online banking, Bank transfer, Mobile banking app

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB

2M THB（ATM 0.5M）

N/A

TrueMoney

Alipay SG Alipay EU Alipay US Alipay UK

SG, AU, HK, US, EU, UK

Alipay+ payment method

N/A

Thailand

Real-time

THB

✔️

❌

N/A

1 THB per transaction

30,000 THB per transaction; 50,000 THB per day

365 days

ShopeePay

AlipaySG

SG, AU, HK

Wallet

N/A

Singapore, Indonesia, Phillippines, Thailand

Real-time

IDR, PHP, THB, SGD

✔️

❌

✔️

❌

N/A

Redirect (Deeplink): 1 IDR, 1 PHP, 1 THB, 0.01 SGD
QR: 1 IDR, 1 PHP, 1 THB, 1 SGD

Redirect (Deeplink): 10,000,000 IDR, 100,000 PHP, 99,999 THB, 5,000 SGD
QR: 10,000,000 IDR, PH/TH/SG: depends on the limit set by users

365 days

Zalopay

AlipaySG

SG, AU, HK

Wallet

N/A

Vietnam

Real-time

VND

✔️

❌

N/A

1000 VND

50,000,000 VND

180 days

Table 1. Payment method capabilities